Capital and Risk Management

Banpará, in order to ensure adherence to the laws, regulations, codes of conduct and standards in force, and to adopt the best practices of Risk Management, Capital, Controls and Compliance, in line with the recommendations of Basel, Law 9.613 / 98 and its amendments , CMN Resolutions No. 2,554 / 98 and its amendments and 4,557 / 17 and its amendments, created the Financial Risk Management Superintendence - SURIS, the unit responsible for mitigating the possibility of losses related to financial and socio-environmental risks and capital management ; the Compliance Internal Control Nucleus - NUCIC, responsible for ensuring, together with the other areas, the adequacy, strengthening and functioning of the Internal Controls System, the Compliance function and the Prevention of Money Laundering and Anti-Corruption, aiming to mitigate the risks, as well as disseminating a culture of controls to ensure compliance with existing laws and regulations; and the Operational Risk Management Superintendence - SUROP, responsible for mitigating the possibility of losses caused by operational failure and ensuring business continuity, linked to the Control, Risk and Investor Relations Department - DICRI (CRO).

Risk is defined as any situation that may affect the company‘s ability to achieve its objectives.

Corporate and capital risk management combines Basel recommendations, best practices adopted by the financial industry, and internal and external standards that aim to generate systematized information that will serve as a basis for the identification, assessment, measurement, mitigation and monitoring of the various organizational risks.

In order for the information from the area responsible for risk and capital management to reach the due breadth, as well as the mitigating actions to be implemented in a timely manner, reports produced monthly, quarterly and semi-annually, or extraordinarily in a situation are made available to the Governing Bodies. potential risk exposures requiring immediate corrections.

Banpará has been constantly improving the management of its corporate risks, in an integrated manner, allowing it to achieve its objectives through an acceptable level of risk exposure, without compromising the good performance of the business.

Risk Management and Capital Management Structure

The Risk Director (CRO), as provided in art. 56-A, paragraph 1, of CMN Resolution No. 4,745 / 2019 and according to the competence contained in the Internal Regulations, is responsible for the information regarding Banpará‘s risk and capital management structure, below the organizational structure of the Risk Management and Capital Management Structure:

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Capital and Risk Management

06/30/2020 HTML Pillar III 1st Quarter 2020 Table
06/30/2020 PDF Risk and Capital Management Report - 1st Quarter 2020 (618 Kb)